In addition to specializing in international personal property insurance and global liability insurance, IPI also offers other necessary and hard to find insurance solutions for people that live and work internationally. Vacant home insurance, also called vacant homeowners insurance and vacant dwelling insurance is a coverage needed by many that will live away from their home country.

What is Vacant Home Insurance?

Homes and buildings that become empty, vacant, or unoccupied for over 90 days require a special type of insurance called vacant homeowners insurance. Almost all homeowners insurance companies cannot continue to provide insurance protection on a house that has become empty or vacant for over a certain period of time.

There may be thousands of people at this time who are living outside of the country of citizenship and who believe that they have full coverage on their house back home, or in another country. Perhaps they were told by their agent everything is fine. Perhaps they have not reported this fact to the insurance company. In almost all cases, these people are risking everything and do not have coverage in the event of loss. Just because the homeowners insurance is "paid up" does not mean there will be coverage at the time of loss. An insurance company is more than pleased to return all premium to a homeowners vs. having to pay a $100,000 fire loss claim.

Have Questions? Need Help Insuring a Vacant or Unoccupied Home?

Simply email us the specifics of your circumstance at info@internationalpropertyinsurance.com and we can help assess your situation. If there is a solution for the country where you need to insure your home, we will make it available to you. If you think you may be without coverage now, we will tell you the questions you need to ask.