Expatriate Vacant Home Insurance

In addition to specializing in international personal property insurance and global liability insurance for expatriates, IPI also offers other necessary and hard to find insurance solutions for people that live and work internationally. Expatriate vacant home insurance, also called expatriate vacant homeowners insurance is a coverage needed by many that will live away from their home country.

If you are living abroad, and your home back in the U.S., U.K. or other home country is UNOCCUPIED, the ONLY WAY to cover the house is with this type of policy. Your home country homeowners insurance policy will NOT work.

We offer expatriate vacant home insurance (or expatriate vacant homeowners insurance) specially designed for employees that live abroad but have a house in the home country that is empty, vacant, or unoccupied. We can provide expatriate vacant home insurance to any person living internationally but for those expatriates working abroad on a company work assignment, we have a fast tracked process for international vacant home insurance where you are pre approved for immediate coverage if you can answer a few simple underwriting questions over the phone.

What is Expatriate Vacant Home Insurance and why is it necessary?

Homes and buildings that become empty, vacant, or unoccupied for over 90 days require a special type of insurance called vacant homeowners insurance. Almost all homeowners insurance companies cannot continue to provide insurance protection on a house that has become empty or vacant for over a certain period of time.

There may be thousands of people at this time who are living outside of the country of citizenship and who believe that they have full coverage on their house back home, or in another country. Perhaps they were told by their agent everything is fine. Perhaps they have not reported this fact to the insurance company. In almost all cases, these people are risking everything and do not have coverage in the event of loss. Just because the homeowners insurance is "paid up" does not mean there will be coverage at the time of loss. An insurance company is more than pleased to return all premium to a homeowners vs. having to pay a $100,000 fire loss claim.

Need help or have questions on expatriate vacant home insurance?

Simply email us the specifics of your circumstance at info@internationalpropertyinsurance.com and we can help assess your situation and offer immediate advice. If there is a solution for the country where you need to insure your home, we will make it available to you. If you think you may be without coverage now, we will tell you the questions you need to ask your current agent and insurance company. International vacant house coverage can only be provided through a specialty policy like ours.

This section discussed vacant home insurance for expatriates living abroad.