This section discusses expatriate property insurance and the need for expatriates that are taking an overseas work assignment to find insurance protection for all of their personal effects that are being shipped over into the host country. Expatriates should not assume their employer has insurance policies that would protect their personal effects in the host country. This is almost NEVER the case.

Expatriate property insurance options should be offered by the employer before the expatriate assignment. International Property Insurance makes brochures available to many multinationals so these employers can assist their employees with hard to find expatriate property insurance solutions.

If your employer does not recommend a provider for expatriate property insurance, expatriate liability insurance, and expatriate vacant home insurance please do us the favor of contacting us so we can send a supply of brochures to your employer for the benefit of the people that will follow after you.

Most expatriates that move abroad without international property insurance do so because they have the false belief that their employer is in some way providing the coverage, or the employer would "write a check" to make them whole in the event of a property loss. This is just not the case no matter how important to the company you are. There are both legal and tax reasons why the employer can not reimburse a personal loss.